Thank you for taking the time to learn more about Long Term Care Insurance, Cancer Insurance and Child Accident Insurance.  These are three types of coverage that are essential to a solid financial plan for you and your family.

The first question I always ask is, “What plans have you made for when your health changes?”  I think we would all love to say that we have someone that will be our care-giver should the need arise.  The reality is that home care is a huge sacrifice – physically, financially and mentally – for your loved ones.  Statistically, a family member that is the sole care-giver for someone usually dies first from the stress and strain of the job.  I don’t think any of us would want to put a loved one in that situation.  We need them to be there to direct our care, not to deliver it. 

I am not in the business of selling Long Term Care.  I am in the business of selling Long Term Care Insurance.  This type of insurance gives you control of where, when and how your care will be delivered, and YOU are the director of this process.  LTCi is not just for people that are “old aged”, it is for everyone. It is about your health and your ability to get around mentally and physically.  Accidents, illness and debilitating diagnosis happen every minute of every day to every age person. It plays no favorites.

The Cancer Insurance Policy I offer is the best on the market.  It is supplemental insurance, which means it pays you cash benefits, not your doctor or the hospital. The costs of Cancer are enormous so no matter how good your medical insurance may be there will be shortfalls in high deductibles, co-pays and co-insurance, not to mention the monthly bills you need to pay (mortgage, rent, gas, electricity, car, etc.) all while you are sick and not working.

Earlier this year I added a powerful Child Accident Policy to my portfolio.  As we know, children have accidents every day.  Coverage spans the ages of 1-20 and no matter what activity they are participating in - football, cheerleading, skateboarding, snowboarding, etc. - or being transported to/from.  The monthly policy premium is $25.88 and coverage is 24 hours a day, 7 days a week.  This is a must for any active family.

I have some solutions that you will find very helpful.  As you navigate my website, I hope you will find the information informative, educational and easy to understand.  If you would like a personal consultation on either of these products, please visit the “Inquiry Form” page.  There is never any obligation to do business with me as information, education and consultation are always complimentary.  I look forward to hearing from you.